Can You Buy Crypto on Moomoo? A Complete Guide

Moomoo has been gaining traction among retail investors for its sleek interface, zero‑commission stock trading, and powerful analytical tools. But as the cryptocurrency wave continues to swell, many users are asking the same question: can you buy crypto on Moomoo? The answer isn’t as straightforward as “yes” or “no,” because Moomoo’s approach to digital assets blends traditional brokerage features with a limited crypto offering.

In this article we’ll walk through everything you need to know—from the types of crypto you can access, the steps to place a trade, to the fees and regulations that shape the experience. Whether you’re a seasoned crypto enthusiast or a stock‑only trader curious about branching out, this guide will give you a clear picture of what Moomoo can (and cannot) do for your crypto portfolio.

We’ll also sprinkle in some practical tips and compare Moomoo’s crypto capabilities with other platforms, so you can decide if it’s the right place for your digital‑currency ambitions.

Can You Buy Crypto on Moomoo? The Core Answer

Short answer: yes, you can buy crypto on Moomoo, but only through a limited partnership that gives you exposure to a handful of popular coins via a “crypto‑linked” product rather than direct wallet ownership. In practice, Moomoo partners with a licensed broker‑dealer that offers crypto‑related contracts (often called “crypto ETFs” or “crypto futures” in some jurisdictions). This means you can trade Bitcoin, Ethereum, and a few other major tokens, but you won’t receive the private keys or be able to transfer the coins to an external wallet.

Because of this structure, the experience feels more like traditional stock trading—order types, margin, and settlement cycles are all handled within Moomoo’s platform. If you’re comfortable with that model, the answer to the headline question is a confident “yes.” If you crave full custody and the ability to move coins around, you might need a dedicated crypto exchange.

Can You Buy Crypto on Moomoo? Step‑by‑Step Process

Below is a simple walkthrough that shows exactly how to place a crypto trade on Moomoo:

• Open and Verify Your Account: Sign up for a Moomoo account, complete KYC verification, and ensure your profile is approved for “crypto‑linked products.”
• Fund Your Account: Deposit fiat (USD, EUR, etc.) via bank transfer or linked debit/credit card. Funds will sit in your cash balance ready for trading.
• Navigate to the Crypto Section: From the dashboard, click the “Crypto” tab. You’ll see a list of supported coins such as Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), and Ripple (XRP).
• Select Your Desired Coin: Choose the crypto‑linked product you want to trade. The interface will show you the current price, 24‑hour change, and available order types.
• Place Your Order: Enter the amount (in fiat or coin units), select a market or limit order, and confirm. Moomoo will route the order through its partner broker.
• Monitor and Manage: Your position appears in the “Portfolio” view alongside stocks and ETFs. You can set stop‑losses, take‑profits, or close the position at any time.

That’s it—no separate crypto exchange account required. The entire workflow stays inside Moomoo’s familiar UI.

Why Moomoo Limits Direct Crypto Ownership

The decision to offer crypto‑linked products instead of true on‑chain ownership stems from a blend of regulatory, technical, and business considerations.

Regulatory Landscape: Many jurisdictions treat cryptocurrencies as securities or derivatives. By offering a product that mirrors the price of a coin without actually holding the asset, Moomoo can stay within the existing broker‑dealer framework, avoiding the need for a full crypto‑exchange license.

Security Concerns: Managing private keys and custodial wallets introduces a whole new risk vector. Moomoo’s core competency lies in safeguarding traditional securities, not in securing hot wallets. Partnering with a specialized crypto broker shifts the custodial responsibility to an entity built for that purpose.

Operational Simplicity: Integrating crypto as a “product” lets Moomoo reuse its existing order‑matching engine, reporting tools, and compliance pipelines. This reduces development overhead and keeps the user experience consistent across asset classes.

Fees and Costs: What to Expect

Even though Moomoo markets itself as a “zero‑commission” platform for stocks, crypto‑linked trades carry distinct fee structures. Understanding them helps you avoid surprise costs.

• Spread: The primary cost comes from the bid‑ask spread set by the partner broker. For major coins like Bitcoin, spreads are typically tight (0.1‑0.3%).
• Financing/Swap Fees: If you hold a leveraged position overnight, you’ll incur a financing fee similar to margin interest.
• Withdrawal Fees: Since you can’t withdraw the underlying crypto, there’s no withdrawal fee. However, converting your position back to fiat will be subject to the spread and any applicable currency conversion fees.
• Account Maintenance: Moomoo does not charge a monthly fee for crypto‑linked products, but keep an eye on inactivity fees that could apply if you don’t trade for a prolonged period.

Overall, the total cost of buying crypto on Moomoo is comparable to trading a high‑liquidity ETF—transparent but not “free.”

Comparing Moomoo with Dedicated Crypto Exchanges

If you’re still undecided, a quick side‑by‑side comparison can clarify whether Moomoo’s approach matches your goals.

Feature	Moomoo (Crypto‑Linked)	Dedicated Exchange (e.g., Binance, Coinbase)
Asset Custody	Not owned; product mirrors price	Full ownership; private keys provided
Regulatory Oversight	Broker‑dealer compliance	Varies by exchange; often more crypto‑specific regs
Available Coins	Limited (BTC, ETH, LTC, XRP)	Hundreds of altcoins and tokens
Trading Interface	Stock‑style UI, familiar for investors	Crypto‑focused UI, often with advanced charting
Fees	Spread + financing fees	Variable trading fees, often tiered by volume

For investors who want a single dashboard for stocks, ETFs, and a modest crypto exposure, Moomoo is a convenient choice. For those chasing a wide array of tokens, DeFi projects, or the ability to move crypto off‑platform, a dedicated exchange remains the better route.

Tips for Safe Crypto Trading on Moomoo

Even though Moomoo handles much of the security backend, you still need good habits to protect your capital.

• Enable Two‑Factor Authentication (2FA): This adds an extra layer of protection against unauthorized logins.
• Set Stop‑Loss Orders: Crypto’s volatility can be brutal. A well‑placed stop‑loss helps preserve gains and limit losses.
• Stay Informed on Regulatory Changes: Crypto regulations evolve quickly; Moomoo may add or remove products based on new rules.
• Diversify Across Asset Classes: Don’t put all your money into crypto. Use Moomoo’s extensive stock and ETF offerings to balance risk.

If you’re looking for broader financial knowledge, check out this article on Crypto.com Midnight Blue Card benefits for insights on integrating crypto into everyday spending.

Alternative Ways to Access Crypto Through Moomoo

Besides the direct crypto‑linked products, Moomoo also supports a few indirect routes:

• Crypto‑Based ETFs: Funds like the ProShares Bitcoin Strategy ETF (BITO) trade like stocks but give you exposure to Bitcoin futures.
• Blockchain‑Related Stocks: Companies such as Coinbase (COIN) or Nvidia (NVDA) let you benefit from the crypto ecosystem without holding the coins themselves.
• Derivatives and Futures: In regions where Moomoo offers crypto futures, you can speculate on price movements with leverage.

These alternatives can be useful if you want to stay within the traditional brokerage framework while still participating in the crypto rally.

How to Link Your Bank Account for Seamless Funding

Funding your Moomoo account efficiently is crucial for quick crypto purchases. If you need a refresher on connecting a bank account, the guide How to Link Bank Account to Crypto.com – A Complete Guide walks through the process step‑by‑step, and the steps are largely similar for Moomoo.

Final Thoughts on Buying Crypto on Moomoo

So, can you buy crypto on Moomoo? Absolutely—just not in the same way you would on a pure‑play exchange. The platform offers a convenient, regulated avenue for buying major cryptocurrencies through linked products, making it ideal for investors who already trust Moomoo for stocks and want a single pane of glass for all their holdings. The trade‑off is limited coin selection, no direct custody, and reliance on spread‑based pricing.

For many, that’s a fair compromise: you get exposure to Bitcoin and Ethereum without juggling multiple accounts, while still benefiting from Moomoo’s robust charting tools and zero‑commission stock trades. If you need broader crypto options or wish to transfer coins to an external wallet, you’ll have to look beyond Moomoo.

In the end, the decision hinges on your personal goals. If you value simplicity, regulatory comfort, and a unified trading experience, Moomoo’s crypto‑linked products can be a solid addition to your portfolio. Otherwise, pairing Moomoo for stocks with a dedicated crypto exchange for deeper digital‑asset strategies may give you the best of both worlds.