Can You Buy Stocks on Crypto.com? A Detailed Look

Crypto.com started its journey as a crypto‑focused platform, offering a sleek app for buying, selling, and staking a wide range of digital assets. Over the past few years the company has expanded its product suite, adding crypto‑backed credit cards, a DeFi wallet, and even a crypto‑linked savings account. With that rapid evolution, many users wonder: can you buy stocks on Crypto.com? The short answer is “yes, but with some important nuances.” In this article we’ll unpack exactly what the platform offers, how the process differs from traditional brokerages, and what you should consider before diving in.

If you’re already comfortable navigating the Crypto.com app for Bitcoin, Ethereum, or even lesser‑known tokens, the idea of adding traditional equities to the mix can be appealing. After all, consolidating crypto and stock investments in a single dashboard sounds convenient. However, the regulatory environment, fee structure, and asset selection are all distinct from what you’d find on a classic stock‑only broker. Understanding those differences is key to making an informed decision.

Below we’ll walk through the mechanics of buying stocks on Crypto.com, compare it to other popular platforms, and share practical tips to help you decide whether this hybrid approach fits your portfolio strategy.

can you buy stocks on crypto com – How the Feature Works

Crypto.com introduced its “Crypto.com Exchange” and later the “Crypto.com App” with a dedicated “Stocks” tab. The feature is technically a partnership with a licensed brokerage that allows users to trade U.S. equities and ETFs directly from the same mobile interface used for crypto. Here’s a step‑by‑step overview of what you’ll encounter:

• Account Verification: Before you can trade stocks, you must complete an additional KYC (Know Your Customer) process that includes providing a government‑issued ID, proof of address, and sometimes a short questionnaire about your investment experience.
• Funding Your Account: You can deposit fiat (USD, EUR, etc.) via bank transfer, credit/debit card, or by converting crypto holdings into fiat within the app. The converted amount becomes your buying power for stocks.
• Selecting a Stock: Use the search bar to find ticker symbols (e.g., AAPL, TSLA). The app displays real‑time price quotes, a small chart, and basic fundamentals.
• Placing an Order: Choose between market, limit, or stop orders—similar to traditional brokers. Once the order is filled, the shares appear in your “Portfolio” section under “Stocks.”
• Custody and Settlement: Shares are held in a nominee account (often with a third‑party custodian), meaning you technically own the economic rights but not the certificate itself. Settlement follows the standard T+2 timeline.

While the workflow feels familiar, there are a few quirks worth noting. For instance, fractional shares are supported, allowing you to buy a slice of an expensive stock with as little as $1. This aligns well with Crypto.com’s ethos of lowering entry barriers. However, the platform does not currently support advanced order types like trailing stops or conditional orders, which more seasoned traders might miss.

can you buy stocks on crypto com – Fees and Costs Explained

Understanding the fee structure is crucial, especially when you’re juggling both crypto and stock trades. Crypto.com charges a flat commission of 0.10% per trade for stocks, which is competitive compared to many traditional brokers that often charge $0.00‑$0.005 per share. Here’s a breakdown of the main cost components:

• Commission: 0.10% of the trade value, capped at $5 for orders under $5,000. This fee is automatically deducted from your buying power.
• Spread on Conversion: If you convert crypto to fiat before buying a stock, you’ll incur a conversion spread (typically 0.5%–1%). This is separate from the stock commission.
• Withdrawal Fees: Moving fiat out of Crypto.com to your bank incurs a small fee (around $2‑$5 depending on the currency). Crypto withdrawals have their own network fees.
• Inactivity Fee: There’s no inactivity fee for stock accounts, but the overall Crypto.com account can incur a maintenance fee if your total balance falls below a certain threshold.

When you compare these costs to a platform like Robinhood or Webull, Crypto.com’s commission is slightly higher, but the convenience of managing crypto and stocks in one place can offset that for many users.

can you buy stocks on crypto com – What You Can Trade

Crypto.com’s stock offering currently includes:

• U.S. listed large‑cap stocks (Apple, Microsoft, Amazon, etc.)
• Popular ETFs (SPY, QQQ, VTI)
• Some fractional shares of high‑price stocks

Unfortunately, the platform does not yet support international stocks, options, futures, or bonds. If you need a broader asset universe, you’ll have to supplement Crypto.com with a dedicated brokerage.

Comparing Crypto.com to Traditional Stock‑Only Platforms

When evaluating whether can you buy stocks on Crypto.com is the right move, it helps to line up its features against the most common alternatives. Below is a quick snapshot:

Feature	Crypto.com	Robinhood	Webull
Crypto Integration	Full‑featured crypto wallet, staking, and fiat conversion	Limited crypto (Bitcoin & Ethereum)	No crypto
Stock Commission	0.10% (capped)	$0 commission	$0 commission
Fractional Shares	Yes	Yes	Yes
Advanced Order Types	Limited (market, limit, stop)	Basic	Extensive
Regulatory Coverage	U.S. equities only	U.S. equities, ETFs, options	U.S. equities, options, futures

For users who primarily want a seamless bridge between crypto and stocks, Crypto.com offers a unique value proposition. For those focused on deep market analysis, options trading, or zero‑commission stock trades, a dedicated broker may still be preferable.

Practical Tips if You Decide to Trade Stocks on Crypto.com

Here are a few actionable suggestions to make the most out of your stock‑trading experience on Crypto.com:

• Start with Small Positions: Because the platform consolidates crypto and fiat, it’s easy to over‑expose yourself. Begin with modest trades to gauge execution speed and pricing.
• Use Fractional Shares Wisely: Fractional buying lets you diversify even with limited capital. Pair a few high‑growth stocks with a core index ETF for balanced risk.
• Monitor Conversion Spreads: If you’re converting crypto to fiat before a trade, check the live spread in the app. Sometimes it’s cheaper to keep the fiat balance already in your account.
• Leverage the Crypto Rewards Card: Crypto.com’s Visa card offers cashback in CRO tokens, which you can convert to fiat and use for future stock purchases.
• Stay Informed About Regulatory Changes: The fintech space evolves quickly. Keep an eye on announcements from Crypto.com regarding new asset classes or fee adjustments.

For a deeper dive into how to move money around within the platform, you might find the guide How to Send Money on Crypto.com – A Step‑by‑Step Guide particularly helpful.

Potential Drawbacks and Risks

While the convenience factor is appealing, there are several drawbacks to consider before you answer “yes” to can you buy stocks on crypto com:

• Limited Research Tools: Crypto.com’s stock interface provides basic charts and a few fundamentals, but it lacks the depth of tools (screeners, analyst ratings) you’d find on platforms like E*TRADE or Fidelity.
• Custody Model: Your shares are held in a nominee account, which means you don’t have direct ownership of the certificate. In extreme cases of broker insolvency, recovery can be more complex.
• Regulatory Oversight: Because Crypto.com is primarily a crypto platform, its stock offering is subject to a different regulatory regime. This could affect things like margin trading, which isn’t currently supported.
• Fee Transparency: While the commission is clear, hidden costs can arise from crypto‑to‑fiat conversions, especially during periods of high market volatility.

If these concerns weigh heavily on you, you might explore a dedicated stock broker or even a hybrid approach: keep crypto on Crypto.com while using a platform like Webull for stocks and options. The article Can I Buy Crypto on Webull? A Complete Guide explains how you could diversify across both worlds.

Future Outlook: What Could Change?

Crypto.com has signaled intentions to broaden its financial services, and that could mean an expanded stock suite in the coming years. Possible developments include:

• Adding international equities (e.g., European or Asian markets)
• Introducing options and margin trading for stocks
• Integrating more advanced charting and research tools powered by third‑party providers
• Offering a unified “crypto‑stock” portfolio view with automatic rebalancing features

These upgrades would make the answer to “can you buy stocks on Crypto.com” more compelling for a wider audience. Until then, the platform remains a solid entry point for investors who want a single app to dabble in both crypto and U.S. equities.

In summary, yes, you can buy stocks on Crypto.com, but it’s essential to weigh the convenience against the current limitations in research tools, asset variety, and fee nuances. By starting small, monitoring conversion costs, and staying aware of regulatory shifts, you can effectively blend crypto and stock exposure in one place. For those seeking deeper market features, complementing Crypto.com with a traditional broker might be the best strategy.