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Planning for retirement can feel like navigating a maze, especially when you’re juggling multiple accounts, market volatility, and the ever‑changing rules around withdrawals. One popular shortcut many investors take is to lean on a target‑date fund that automatically rebalances as you get closer to the retirement horizon. If you’re aiming to retire around 2055, Vanguard’s offering—vanguard target retirement 2055 fund …

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